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About First Horizon Home Loans


Headquartered in Irving (Dallas), Texas, First Horizon Home Loans is a full service mortgage company ranking among the nation's largest in both origination and servicing. In 2001, First Horizon Home Loans helped over 170,000 people purchase a home and currently services over 415,000 loans. The company's tremendous growth in the past 6 years reflects its commitment to building life-long relationships with its customers that bring real value to their lives.

Ranked one of America's finest mortgage operations by the 2004 J.D. Power and Associates Customer Satisfaction Survey, First Horizon is focused on providing service excellence to its customers including a diversified portfolio of mortgage programs. Whether you are interested in refinance, financing a home purchase or making a new homebuilding investment, First Horizon is committed to offering first class personal service to all facets of mortgage origination and servicing. They understand how important home ownership is to you, and their new home experts are dedicated to matching you with a mortgage program that effectively compliments your overall financial plan.

Their proficiency and skill throughout the mortgage process, inclusive of consultation, application and closing will provide you with the comfort of knowing your loan is being cared for by a "blue chip" operation managing your expectations with a personal touch from your loan officer. The company employs cutting-edge, state-of-the-art technology ensuring you receive fast decisions and accurate information about your loan's status. At First Horizon, technology is strictly used to facilitate the mortgage process, not as a substitute for personal attention and interaction between you and your mortgage professionals.


In the Beginning

The First Horizon Home Loan family can be traced back to its humble beginnings in 1864, when First Tennessee Bank was founded. The bank has since grown into First Tennessee National Corporation, First Horizon's parent company. Headquartered in Memphis Tennessee, the company has been chosen by FORTUNE magazine as one of the "Best 100 Companies to Work For" five years running.

Today, First Tennessee National Corporation has a national scope with its diversified financial services now ranked among the 50 largest bank holding companies in the United States by market capitalization and asset size. Banking and other financial services are provided through the regional banking group and three national business lines. First Horizon Home Loans originated 32.9 in loans in 2002. More information is available at:
First Horizon's Website.




Buying your first home is probably the largest investment you'll ever make. Check out our loan tools and mortgage calculators to help you make an informed decision about buying your first home.
A simple approach for first-time buyers. Find out which loan is best for you and apply online.
Getting A Home Loan - Use the First Horizon Home Loans home buying guide to find out about types of loans, the application process, relocation considerations, and what you'll need to apply for a home loan.
Already in a home? Take a refresher course on the home loan process and apply online.
Refinancing Your Home - Take advantage of declining mortgage interest rates by refinancing your home loan. Use our refinancing calculator to assess the impact of refinancing your mortgage.
Cash in on lower interest rates! Learn how you can lower your current home payments by refinancing your home today. Apply online.
Tapping Into Your Home's Equity - Use our home equity loan calculator to determine if you should consolidate debt into a home equity loan.
Make the most of your investment. Learn how you can use your homes equity to consolidate debts, remodel the house, or take your dream vacation! Apply online.